Sep 24
2011

Under great pressures on the job, you may feel anxious and depressed. At this time, a phone call from a business bank tells you that your credit card can’t be used because the system assumes you have the negative record, and you will not get the montage from the bank. What shall you do? You should ask yourself in mind. “How can I repair my credit now?” Do you want to do everything by yourself? You will be troubled in the tons of laws and regulations on business. You have to go the bank again and again, and you will even have to pick up phones from business bank in the conference of your company. The employees of the business bank will go your home again and again, and at this time you are maybe with your best friends and family to have party. Are they boring? The answer is that you should find a reputable company to gain your credit back as soon as possible.

There are some tips, blew, to guide you finds trustable company:

  1. If the employees of the credit repair company has the related experiences or not.
  2. The comments on the company.
  3. If the successful cases the company has are true or not.



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Sep 22
2011

Employee dishonesty can be a big problem for businesses. Although the vast majority of staff members are likely to be trustworthy and honest, occasionally you may have reason to suspect an employee of stealing or embezzling from your business. Unfortunately theft committed by an employee is often excluded from commercial insurance so you may be liable for the costs yourself.

Although employee theft needs to be dealt with swiftly, think carefully before wading in and accusing a staff member of dishonesty. A badly handled confrontation could create an explosive situation and may undermine your relationship with other employees.

Before confronting an employee it is important that you can prove they are guilty beyond a reasonable doubt. What evidence do you have to support your accusation? Acceptable evidence might include:

• Surveillance camera footage
• Reliable eyewitness testimonials
• Evidence of inaccurate or falsified paperwork
Unsubstantiated rumors or a ‘gut feeling’ do not fall into the category of evidence!

Once you are sure, approach the employee discreetly and present them with the evidence. Explain the consequences. If their employment is terminated, allow them to leave quietly. Try to avoid creating a scene and if appropriate, explain the situation to the rest of your staff as soon as possible after the event. If the amount involved appears to be significant, you may want to seek police involvement before speaking to any employees at all.

Showing that you are serious about theft could deter other employees from stealing from you in the future. Although there may be no direct benefit to your NY property insurance, you might enjoy some extra peace of mind.



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Jan 30
2011

Recent rumors of a very tight housing market, developers in Chongqing’s triad bosses as paranoia, consumers extremely suspicious, according to some people in the industry were reflected in the housing market has affected the sexual intercourse, many terrible things, ah, ah related to the future of our country! Today many of my friends ask for advice from me, and asked whether we should buy a house? So I decided to write a Q & A will no longer be repeated.

Real estate is known as real estate, is characterized by stable cash slow, so before you talk real estate, you must understand the difference between land and houses, land is used for the appreciation of the house is used to enjoy, then I can tell you about my view.

First of all, make sure to buy a house is occupied or investment, and then determine the commercial or residential, and of course office. First of all I must say that I am a firm no office buyers, regardless of what not to buy, so we do not listen to me, this is a personal orientation, because I have not seen personally earn lot of money to buy office space. Then we put the analysis into the following four conditions:

the purchase of residential, personal use; since it is for personal use, you must first determine the location of this project will affect your life, transportation radius is too large, whether the complete package ; and then evaluate the strength of developers to see the quality of its historical development of the project, and then to determine the suitability of the project size, generally I do not recommend buying the small scale of the project, the future of property management costs are too high, the property company is difficult to compliance; then you have to see schedule, see Unit to see the landscape, looking around the house selected is not any bad things, such as power distribution boxes, garage entrance, garbage transfer stations and so on. If no problem, of course, no problem your money, buy it, do not control what the policy, the house is not possible from the perspective of a long losing money, let alone your own use, comfortable fit is most important. Not every year you can always find a good house.

buy residential and investment; I really did not understand the repeated purchase of residential investment, you have no distribution channels, a suite in the hands of the pressure of a 1-2 years, you earn what Qiana! If you want to invest for the purpose, there are three situations can be shot, the first is the market underestimated the price of such products, such as villas, terraced, house; second stage developer marketing, where many cases are cheaper to accounted for; the third: the products are purchased for the project’s two or three, but after that there are 3-5 on the needs of the project development, project developers and brand strength are good, this time can also be shot. Finally my experience, the investment unless you’re buying the best, or to sell the most economical, do not buy Out of Order, the problem is relatively large. As for now should not buy, they meet one of the three conditions above, you can buy, since the investment, you have long, or else cast ass, nice house will always be scarce.

buy commercial, personal use; since it is for personal use, I think you definitely want to better their conditions of commercial business conditions require, that I will not nonsense, and what sites are is the result of your balance, I make a suggestion: Do not shop to buy into the shopping street; if the best the shop to buy 1,000 square meters can be divided into five 200 independent property rights; can buy two do not buy a three-tier (except the hotel).

buying commercial and investment; please refer to my article yesterday, “the five forces to determine the gold shops”

The last few words, I think first of all investment in the premises and is the home, as when a house, you just make sure this product is the best in the market better than he previously did not, you bought will not lose This is the truth, good houses, like people, what the 21st century the most expensive, talent!

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Jan 14
2011

Although his life can only enter the subtraction to a higher level, like Buddhism, reciting amitabha encompasses, first ring, and the ring is actually a synonym for subtraction, but for now the development of medium-scale enterprises, the so-called subtraction may be fatal, but the addition may be in today’s market conditions to maintain high growth is still the inevitable choice.

Two sets of tightening mortgage policy is another developer of the College Entrance Examination in terms of our responsibility that this will inevitably have an enormous impact on the market in the short term is part of the residential sales greatly reduced price stalled. We imagine this policy, the biggest role is to improve the housing purchase two sets of threshold, to be honest, genuine people to buy a house as an investment, I am afraid most of them are not the only one suite, this policy is mainly to improve the model needs to improve barriers to entry. We know the time when the threshold increase will inevitably lead to two situations: first to reduce the number of consumers, resulting in relatively short supply surplus; second greater consumer choice, think longer, more demanding products. This makes a lot of super tape facing an embarrassing situation, especially the part of the second and third tier cities, suburbs broader market, long-term single product, customers vulnerable to Shenmeipilao, plus lots of unique, because reduction in the number of consumers, then inevitably result in a reduction at this stage the number of lots approved, then sales will inevitably broader market decline, if a developer of a project depends entirely on this food, it even finished. So I think that policy is now under the premise of the city, developers should adjust business strategy, and more from a single tape into the number of medium-sized small cap, from a single product line into multiple product lines, from a single regional development into the multi-city development. Now I will explain my ideas to:

1.
More from a single tape into the number of small-medium scale: a lot of developers before the project development in order to reduce the cost of moving the land acres, the development took several years to complete, because the larger the project, the lot not in the heart of the city (except for villages in the city ), so when the market demand dried up, if only one project will depend on the formation of customers with limited resources, can not guarantee sales. But if our different city or different directions in the city, relatively good position, get about 2-3 acres of land blocks, we also sell the time, these flats will become a complementary relationship between organic not only will not affect sales revenue and is the largest that we increase the number of projects and through the different locations to maximize market share grab.

2.
From a single product line into multiple product lines: a single house project, a single high-rise residential, single high-end projects, a single commercial real estate, and now for the development of medium-sized enterprises are the strategic error, a business how to plan their products line length and line width is a very important issue, and now this problem can be described as medium-sized enterprises development strategy set the width of the product line depends not only on land acquisition, but also depends on the company’s own R & D capacity, only those with R & D capability of enterprises in the future be able to survive.

3.
From a single regional development into the multi-city development: a single city in the same product demand is a constant value, especially in relatively small urban population, three-tier cities, customers can easily fall into Shenmeipilao, how to ensure that new projects, new ideas, new products, eye is a very strenuous thing, often a concept can only persist in this city of 1-2 years, if they give up the product form R & D costs for the developer is a waste of the experience curve for developers is also a kinds of waste, so as Distribution Issues such as clothing becomes a developer’s marketing strategies, in the same level of the city, according to their level of consumption of products with different set reasonable shape, his product line launched in different cities, which not only avoid the risk of a limited number of customers, but also to maximize the value of research and development.

These are the perception of some things this morning, there are plenty of discretion, the above policy to achieve the key ability for developers to take land, project management capability, R & D and marketing capabilities, so I put this audience Bowen effective positioning medium-scale developers, not big developers, small developers useless, huh, huh.

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Jan 13
2011

In today’s depressed day meeting, ran into a little do not face a consultant, I have seen proposals for dog feces in the consulting firm, first met a dog feces also confidently say that he is to exercise the team, young people like this, they need to growth, so despite the poor need our customers to respect, I really wanted to ask him: money, you do it? Linked to the hospital a number of experts, but to send a doctor to your doctor practice, which customers do not Jia? I always say to my disciples: do we have this line, all he had lost face, and you want to put capable face growing up.

In that painful few hours, I thought about what the logic of strategic thinking, which is the key to their problems of today’s report. Report of the traditional logic of what the strategy? Basically a plate full of historical data up list, then set out a pot of competitors data, and then began to say how how we actually live it have become set, and so much noise would have thought the key point is not understood by some 708 pieces were confused.

Now, I talk about I think that the path of the three, perhaps a bit radical, his slowly improving it!

The first path: starting from the competitor to study the characteristics of opponents, and then make the appropriate response, which is the so-called relative competitive advantage theory, the path of this thinking applied to the short term, opponents clearly state that if the cycle is too long or competitors are not controlled, this path not work.

The second path: starting from the consumer, focusing on characteristics of consumer spending, and consumer characteristics of forward-looking forecast, then rise to three types of product strategy: fill the gaps in policy, strategy and create demand exploded demand strategies. In this way, now an increasingly competitive market conditions, fill strategy is suitable for short-term projects and non-competitive market, the latter two for long-term needs of the competitive market or saturated market.

The third path: starting from the trend, according to economic, technological, social and cultural characteristics of the population and consumption trends in the evolution, determine the future market potential of products, this strategy once a majority of the strategy is to change the rules of the game, such as digital close substitute film, such as MP3 player to replace.

These three paths are not single use, it is often used in a comprehensive report, but mostly the first and second combination, the second and third combination, of course, have all combined; I and II combined application of in the short to medium term (1-3 years) strategy; 23 combinations for use in medium to long term (5 years) strategy.

Write this, I end, I believe some people see to understand, some people not understand it, a few days ago a friend said that my theory of Bowen too, apparently addressed to his own, I admit! I most recently wrote a blog that I have to improve next delivery but he is still not particularly satisfied with the report, the strategy is not my job, but my ideal, the value of my life.

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